What are the income and asset value limits for White Form applicants of HOS 2025? When is the assessment period?
Hong Kong Housing Authority & Housing DepartmentFrom submission of the application form up to the date of signing the Agreement for Sale and Purchase for the purchase of HOS flat, the total monthly household income and total net household asset value and family status of the applicant and the family member(s) listed in the application must meet the eligibility criteria of the application.
The income and asset limits for the applicants of HOS 2025 (White Form) are as follows –
Household size | Total monthly household income limit (HK$)(note) | Total net household asset value limit (HK$) |
|---|---|---|
1 person | 30,000 | 615,000 |
2 persons or above | 60,000 | 1,230,000 |
(Note) Contributions under the Mandatory Provident Fund (MPF) Scheme or Mandatory Provident Fund Schemes Authority’s Recognised Occupational Retirement Scheme(s) are deductible from a household’s income for the purpose of vetting the applicant’s eligibility. (At the statutory rate of 5% or the actual contribution amount, with a cap of HK$1,500 and whichever is the less, all contributions other than mandatory contributions are voluntary and thus cannot be deducted.
Assessment Period for Income & Asset
| Income | Asset | |
|---|---|---|
| Application declaration period | 1 May 2025 - 30 April 2026 | 29 April 2026 |
| Flat selection declaration period (note) | 6 to 12 months before the date of signing Agreement for Sale and Purchase | the date of signing Agreement for Sale and Purchase |
(Note) By the time of flat selection, applicants have to declare the total monthly household income and the total net household asset value, including the deposit paid for the purchased flat.
Please refer to Annex A & B of Application Guide for the types of income and assets that should be declared, calculation method and documents required.
When to submit proofs for income and asset, please click here.
Can applicants amend the 'Income and Asset Declaration Form' (IADF) and supporting documents after online submission, please click here.



