What are the income and asset value limits for White Form applicants of HOS 2025? When is the assessment period?

Hong Kong Housing Authority & Housing Department

The income and asset limits (note) for the applicants of HOS 2025 (White Form) are as follows –

Household size	Total monthly household income limit (HK$)	Total net household asset value limit (HK$)
1 person	30,000	615,000
2 persons or above	60,000	1,230,000

(Note) Please refer to Annex A and B of Application Guide for the types of income and assets that should be declared, calculation method and documents required.

Assessment Period

	Income	Asset
Application declaration period	1 May 2025 - 30 April 2026	29 April 2026
Flat selection declaration period	6 to 12 months before the date of signing Agreement for Sale and Purchase	the date of signing Agreement for Sale and Purchase

Reminder:

Contributions under the Mandatory Provident Fund (MPF) Scheme or Mandatory Provident Fund Schemes Authority’s Recognised Occupational Retirement Scheme(s) are deductible from a household’s income for the purpose of vetting the applicant’s eligibility. (At the statutory rate of 5% or the actual contribution amount, with a cap of HK$1,500 and whichever is the less, all contributions other than mandatory contributions are voluntary and thus cannot be deducted.)
Please note that from submission of the application form up to the date of signing the Agreement for Sale and Purchase for the purchase of HOS flat, the total monthly household income and total net household asset value and family status of the applicant and the family member(s) listed in the application must meet the eligibility criteria of the application.