If I cannot afford to clear the unauthorized building works according to the Orders/Warning Notices because of financial difficulty, is there any loan that I can apply for?

Property owners facing financial difficulties in complying with Orders or Warning Notices issued by the Buildings Department (BD) to remove unauthorized building works may apply for a loan under the BD's Building Safety Loan Scheme to finance the costs of works carried out in compliance with the relevant Orders or Warning Notices.  The loan amount under the scheme is subject to a ceiling of HK$1 million per unit of accommodation, though the borrower may be required to provide loan security depending on the applied loan amount.

Eligibility criteria of the "Building Safety Loan Scheme" (BSLS):

1. Applicants under the BSLS must be the registered owners of the private building unit concerned (including domestic, composite, commercial, and industrial buildings). 
2. The loan must be used for removing UBWs or carrying out the following building improvement/maintenance works:
   • Improvement of the structure of the building;
   • Safety of external walls;
   • Fire safety;
   • Fire services installations and equipment;
   • Building and sanitary services; and
   • Slopes and retaining walls
3. Applicants are also required to appoint qualified building professionals and/or competent contractors to supervise the works.

Details of the BSLS or submit a loan application

If you wish to enquire about the details of the Building Safety Loan Scheme or submit a loan application for the removal of UBWs, you may visit the scheme's webpage or complete and submit the dedicated application form.